Which of the following is NOT typically covered by catastrophic insurance?

Catastrophic insurance is primarily designed to cover extreme events that can result in significant financial loss. This type of insurance aims to protect individuals or businesses from unexpected, major disasters. Health-related emergencies typically fall under standard health insurance coverage rather than catastrophic insurance. Standard health insurance policies generally include a variety of health-related services, making them distinct from catastrophic policies, which focus on severe incidents that require substantial financial protection.

In contrast, catastrophic insurance can cover events like earthquakes, floods, and terrorist attacks, because these are often classified as disasters that could lead to overwhelming financial repercussions. Thus, health-related emergencies do not align with the scope of coverage typically associated with catastrophic insurance, which centers more on large-scale incidents rather than everyday health issues.