Which of the following can be a consequence of twisting?

Twisting refers to a practice in the insurance industry where an agent convinces a policyholder to replace an existing insurance policy with a new one, often based on misleading or deceptive information. This practice can lead to serious consequences for both the policyholder and the insurer.

Legal action against the insurer for misrepresentation is a significant consequence of twisting. When an agent provides false information or fails to fully disclose the terms and benefits of a new policy compared to the old one, it can lead policyholders to believe they are making a more advantageous choice. If it is determined that an insurer or agent has engaged in twisting, the insurer can face legal repercussions, including lawsuits brought by affected policyholders or regulatory authorities. This legal action is driven by the need to protect consumers from unethical practices that can result in financial loss or diminish their insurance coverage.

In contrast, the other options describe scenarios that do not align with the implications of twisting. For instance, lower insurance premiums across the board would not typically result from twisting, as this practice often leads to higher premiums due to new fees or less favorable terms. Additionally, twisting does not contribute to increased customer satisfaction; rather, it can result in dissatisfaction if the new coverage is less beneficial than the original. Faster processing of claims