When does a whole life insurance policy typically mature?

A whole life insurance policy typically matures at the age of 100. This means that if the insured individual is still alive when they reach this age, the policy will pay the face amount of the insurance to the policyholder. Whole life insurance is designed to provide coverage for the entirety of the insured's life, and its maturity at age 100 is a standard feature that reflects its long-term nature. The cash value of the policy grows over time and can be accessed by the policyholder under specific conditions, but the ultimate maturity point is aligned with this age.

Other options suggest different ages for maturity or scenarios that do not apply to whole life policies. It's crucial to understand that while some policies may provide benefits upon the death of the insured, the specific question about maturity refers to the policy's formal end condition when the insured reaches the age of 100.