What must an insurer do regarding reasonable costs after a loss?

An insurer has an obligation to cover reasonable costs that arise after a loss, which includes essential expenses such as towing and storage to safeguard the property. This coverage is important because it helps mitigate further losses and supports the insured in managing the aftermath of an incident. By covering these costs, the insurer ensures that the insured's interests are protected and that they can take necessary steps to prevent additional damage. This includes securing the property promptly to avoid further depreciation or loss, which aligns with the insurer's commitment to fulfilling the terms of the insurance policy.