What is the primary function of an insurance agent?

The primary function of an insurance agent is to represent the insurance company. Agents serve as intermediaries between the insurance provider and potential clients, helping to promote and sell the company's insurance products. Their role involves explaining policy details, assisting clients with applications, and ultimately ensuring that the company’s offerings are accurately communicated to prospective policyholders.

By representing the insurance company, agents are responsible for understanding the products offered, the underwriting criteria, and the terms and conditions associated with various insurance policies. They must also be knowledgeable about regulatory requirements and industry standards to comply with legal obligations while helping clients navigate their options. This focus on representing the insurance company is crucial as it establishes trust and credibility, ensuring that clients receive accurate information regarding coverage and claims processes.