What does automobile liability coverage provide for the insured?

Automobile liability coverage provides essential protection for the insured by covering both damages and legal liabilities that may arise from accidents involving their vehicle. This means that if the insured is found to be at fault in an accident, the coverage helps pay for the costs associated with any injuries sustained by other parties involved (bodily injury liability) as well as any damage done to their property (property damage liability).

This type of coverage not only helps in managing the financial consequences of an accident but also includes legal defense costs in the event that a lawsuit is filed against the insured as a result of the accident. Thus, it plays a comprehensive role in safeguarding the insured from the potential financial burden that can arise from car accidents, making it a vital component of automobile insurance policies.